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<p><font face="Times New Roman">Are you tired of non-performing hard money
lenders in <st1:state w:st="on"><st1:place
w:st="on">California</st1:place></st1:state>? If so, give us a try
and let us prove ourselves to you. Call us at
<strong>877-824-8402</strong> with your scenario for a quick and simple
answers</font></p>
<p><font face="Times New Roman">Here are our basic funding
programs.</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><b><o:p><font face="Times New Roman"></font></o:p></b></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><b><font face="Times New Roman">Residential STATED n/o/o
and investment (SFR, condo, PUD, 1-4 units)<o:p></o:p></font></b></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Stated and No doc
available, </font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Refinances up to 60-65%,
min loan amount 50k to 5 million, No Cash-out limits</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• <b>Purchases up to 70%
</b>, min loan amount 50k to 5 million</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Loan term, 1 year, 3 year,
5 year, interest only or fully amortized programs</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Rates from 8.50% and
up</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Loan costs from 1.50% to
4.00% depending on LTV, term and prepayment penalty, </font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• No Appraisal, case-by-case,
call for details</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><b><o:p><font face="Times New Roman"></font></o:p></b></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><b><font face="Times New Roman">Stated and No Doc
Apartments & Units Loans(5+ residential
units)<o:p></o:p></font></b></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Up to 70% on refinance and
purchases</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Stated but verified rental
income</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Loan terms: 1 year, 3 year,
5 year, 7 year and 10 year, fixed IO or fully amortized</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Rates from 8.00% and
up</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">Loan costs from 1.50% to
4.00% depending on LTV, term and prepayment penalty, </font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• No Appraisal, case-by-case,
call for details</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><o:p><font face="Times New Roman"></font></o:p></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><b><font face="Times New Roman">Residential Owner Occupied
Business Purpose 1st and 2nd position Loans LTV/CLTV must be under
49%(SFR, Condo, PUD, 1-4 units)<o:p></o:p></font></b></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Full doc/Stated loans
Available, FUNDS MUST BE USED FOR BUSINESS PURPOSE</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• NO Cash-out
Limits</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Full doc/No fico/Verified
assets, dti under 50%</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Cash-oout to 49% CLTV, min
loan amount 200k to 1 Million</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Loan term: 40 due in 10
with no prepayment penalty but three months guaranteed interest</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Rates from 9.99% and
up</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Loan cost from 3% to 4% and
depending on LTV, term and prepayment penalty, </font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><b><o:p><font face="Times New Roman"></font></o:p></b></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><b><font face="Times New Roman">Commercial (industrial,
retail, church, mix-use, gas station, auto related, manufacturing and
etc)<o:p></o:p></font></b></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Up to 55% on refinances, No
Cash-out limits</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Up to 60%-65% on
purchases</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Term 1 to 5
years</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Rates from 8.99% and
up</font></p>
<p style="MARGIN: 0in 0in 0pt; mso-layout-grid-align: none"
class=MsoNormal><font face="Times New Roman">• Loan costs from 2.00% to
4.00% depending on LTV, term and prepayment penalty</font></p>
<p><b><font face="Times New Roman">Land loan (max ltv 35% refinance, 50%
purchase, call for details)</font></b></p>
<p><font face="Times New Roman">Thank You,</font></p>
<p><a href="http://www.pbfinancialgrp.com/"><font
face="Times New Roman">www.pbfinancialgrp.com</font></a><br><a href="mailto:info@pbfinancialgrp.com"><font
face="Times New Roman">info@pbfinancialgrp.com</font></a><br><font
face="Times New Roman">877-824-8402 Ext 1<img src="http://cdn.mailscanner.info/1x1spacer.gif" width="1" height="1" alt="Web Bug from http://www.ebsolutetech.com/U8clE" />02</font></p></td></tr></tbody></table></div>
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<div align=center><font size=2>6380 Wilshire Blvd. Suite 1610<u></u> <u></u>Los
Angeles<u></u>, <u></u>CA<u></u> <u></u>90048</font></div>
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